Credit411.com was founded in September of 1998 by Todd Meagher. www.Credit411.com was one of the first websites on the Internet to offer consumers a single credit report containing information from all three of the major credit reporting agencies: Experian, Equifax and Trans Union, and from 1998 to 2003 securely provided hundreds of thousands of consumers with copies of their credit reports. Beginning in 2003, the federal Fair Credit Reporting Act (FCRA) required that all U.S. consumers be entitled to a free copy of their credit report from each of the major credit reporting agencies each year. Credit411 immediately complied and began offering free credit reports. The company continues to provide vital information to help consumers access their credit reports and in 2008, will begin offering a variety of new services including Credit911 and ID911 to help consumers address and deal with credit fraud and identity theft. The company's goal has been, and continues to be, to provide consumers with a secure and simple process for obtaining their credit reports and other personal records. Mr. Meagher is a recognized expert in consumer credit information and has founded and funded several companies dedicated to providing consumers with useful and valuable credit information and services including United Credit Services, Inc, Credit.Com, Inc. (www.credit.com), Credito.Com, Mortgage.Com (www.mortgage.com), Hipoteca.Com and Hipotecas.Com. Credit411.com. is a privately held company with offices in Southlake, Texas. Please feel free to contact Credit411 for more information about our company, or our customer service staff with any questions or comments you may have.